Consumer Credit

Welcome to the Consumer Credit Module

Consumer credit plays a vital role in today’s economy, allowing individuals to access goods, services, and experiences they might not otherwise afford. But with this convenience comes a complex landscape of regulation, responsibility, and rights. This module is designed to give you a clear and practical understanding of the consumer credit market—past, present, and future.

Throughout the course, we’ll explore the key types of credit agreements, who regulates them, and what obligations lenders have when offering credit. You’ll also gain insight into the protections available to borrowers and what remedies exist if things go wrong.